Foreclosure Prevention

Foreclosure Prevention Counseling assists homeowners in understanding the foreclosure process, budgeting for continued homeownership, and negotiating with mortgage companies to secure alternative loan work out options to avoid foreclosure. When foreclosure prevention is not possible, families with be provided with ongoing support for budgeting and locating future affordable, stable housing. This service is available to residents of Ottawa and Allegan County.

Please contact our staff listed below to schedule an appointment to discuss the options that may be available to prevent the foreclosure of your home. We will make every effort to schedule an appointment that works with your schedule; however, please keep in mind that this program is currently in high demand. Once an appointment has been scheduled, you will need to complete the MSHDA Household Profile, CAH application supplement and provide other documentation of income, expenses and mortgage status. 

Please review these documents prior to your scheduled counseling appointment.  

• Fair Debt Collection
• Foreclosure Process
• Options for Keeping Your Home
• Foreclosure Prevention PowerPoint (For Clients)
• Foreclosure Prevention PowerPoint (For Realtors)

Please contact us should you have any questions or concerns before your appointment. Thank you and we look forward to meeting you.

Helpful Links

http://michigan.gov/mshda
Provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.

http://995hope.org
Developing innovative solutions for preserving and expanding homeownership by partnering with consumers, policy makers and the mortgage lending industry.

http://fha.gov
The Federal Housing Administration, generally known as "FHA", is the largest government insurer of mortgages in the world, insuring over 35 million properties since its inception in 1934. A part of the United States Department of Housing and Urban Development (HUD), FHA provides mortgage insurance on single-family, multifamily, manufactured homes and hospital loans made by FHA-approved lenders throughout the United States and its territories.