Community Action House provides courses, services, and counseling at no cost to community members for home buying education, financial capability, and foreclosure intervention. Class curriculum meets the requirements set by the Michigan State Housing Development Authority (MSHDA) and the U.S. Department of Housing and Urban Development (HUD), and is facilitated by certified housing counselors. 

Classes are facilitated by certified, trained staff. Presenters from local businesses, financial institutions, and municipalities are invited to provide participants with specialized information based their expertise and class topics.


Financial Capability Classes

Spending & Saving Strategies: Next Date TBD

  • In this class we will make spending & saving fun, while guiding you into better savings habits as we identify, equip, and empower your financial goals!

Credit, Debt, & Consumer Protection: Next Date TBD

  • In this class we will talk about how your credit score can be a deciding factor for asset ownership, and how building credit can help you maintain and manage your financial habits that build long term wealth.

"The thing that helped me the most was recognizing how I spend and save money. I really needed this class - it was a good eye opener. I learned a lot of useful information. Thanks a lot!" - Jamell McClendon, Financial Capabilities Participant

Goal Setting & Maximizing Income 4/18, 6-7 pm (In Person)

  • In this class we will discover together, the power of strategically planning your financial goals, and living within your means in order to MAXIMIZE YOUR INCOME, build future assets, and secure your financial future for a better tomorrow


"I really enjoyed the homebuyers course and I am confident that it will give me the courage to finally buy a home and end the generational hindrance of renting." - Raquel Dawson, Homebuyer Education participant

Homebuyer Education

Homebuyer Education Workshops help educate individuals and families about the home purchase process, including credit, affordability, taxes, real estate, home inspections, mortgages, and insurance. These workshops are free of charge.

2024 Winter Schedule

2-Session Workshops

  • April Homebuyer Education 
    Tuesdays 4/23 and 4/30 from 5:30-8:00pm (zoom)

1 Session Workshops

  • May Homebuyer Education 
    Saturday 5/18 from 9:30am-2:30pm (In person)

Please get in touch with if you are interested in information about Homebuyer Education in Spanish!


Foreclosure Intervention

What we offer

Foreclosure Intervention Counseling offers 1-on-1 help with understanding options, as well as assist in communicating with your mortgage company or lender, and provide ongoing referrals and support. All individual counseling is offered free of charge.

  • Forbearance and home retention information and options

  • Loan modifications, navigating negotiations with lender and mortgage company

  • Individualized housing counseling, including budgeting

  • Group courses and workshops at no cost to area residents

We can help you understand your options, develop realistic paths forward, assist in communicating with your mortgage company or lender, and provide ongoing follow up, referrals, and general support.


Need assistance through alternative methods due to disability or other barriers?

We can help, contact us! Class curriculum meets the requirements set by the Michigan State Housing Development Authority (MSHDA) and the U.S. Department of Housing and Urban Development (HUD), and is facilitated by certified housing counselors. 


Additional Services

eHome America
Community Action House now partners with eHome America to provide online, self-paced Homebuyer Education. This is an online course in both English and Spanish that satisfies the education requirement for many down payment assistance and loan programs. Pay a $99 fee and take the course in your home at your own pace. You will be required to talk with a Community Action House Housing and Education Specialist prior to receiving your certificate. Click here to get started!

Develop a spending plan, and create a monthly budget!


What Participants are Saying

"It was great to be able to talk to people who know their stuff with regards to gardening, painting, electrical, and plumbing. I had many questions answered and have already started applying some of what I've learned. I'm observing things in my house with a knowledgeable eye now." - Jovanna Mendoza, Home Maintenance Class participant

“Thank you for the insurance information, the credit information and everything else. I do not know any other place I could find what I learned here. I am joining you again in May. This was so crucial!” - Robert Bauer, Financial Management Class participant


Did You Know?

If you are a disabled Vet or low-income,
you may be able to receive help with property taxes. 

For more information, contact the City of Holland:
https://www.cityofholland.com/assessing